Automotive Financing

Automotive financing

Summary: 

If you would like a new or pre-owned car to make your life easier but you don't think you can get financing, we have good news for you. We can provide 100 percent financing, so you never need to walk into a bank. 

What You Need to Know About Car Financing

When you want a new Ford car, truck or SUV but you have a low credit score, you may think you don't qualify for financing. However, with 100 percent dealership financing from Steve Marsh, you'll get help to find the type of financing that fits your financial position. Unlike a bank, we are in a position to provide special deals that can be customized for you. 

Before you start looking at the new Fords and pre-owned cars at Steve Marsh, you should have in mind the amount you are ready to spend. This not only includes the total price of the vehicle but also the monthly payments. With your budget in mind, you can avoid shopping for cars that your finances cannot handle.

Understand Your Credit Options

Your credit score is important to determine the interest rate you will pay for a car loan. People with high credit scores pay lower interest rates. We recommend that you find out your credit score to enter the financing stage with no surprises. The credit agencies are required by law to give you your credit report if you ask. We can also get this information for you. 

If you approach a lending institution before consulting us, your credit score will be checked. Multiple checks on your credit may have a detrimental effect on your score. Since we are in the business of selling cars, your car financing can be arranged much faster than with other lenders. 

Things to Consider About Car Financing

We have access to a wider selection of financing institutions and options than you do on your own, and we may be able to find a lower interest rate and monthly payment. Here are two things to keep in mind:

• When we deal with financial institutions, there are several ways we can negotiate a lower interest

rate for you.

• We make sure you get the best deal possible without extended loan terms and higher down payments.

Steve Marsh is ready to help you qualify for financing for your new Ford.